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About Us

Top Grade Payday Loans is dedicated to providing our customers with the best service while assisting with their short-term financial needs. At Top Grade Payday Loans, we understand life can throw you unexpected curveballs when you aren’t financially prepared.

A payday loan is a great budgeting tool that can give you back the power to manage to your bills and put you back on the road to financial success. Our online application is quick to fill out, and our criteria make it easier than ever to be approved. To qualify you must:

Be 18 years of age
Be a US Citizen
Be currently employed or receive regular income
Make at least $1,000 per month
Have a valid checking or savings account with direct deposit

Top Grade Payday Loans offers payday loans so you can tackle your finances head on and avoid paying late fees to your lenders, overdraft fees to your bank, or high-interest rates on your credit cards.

Cash advances are also commonly referred to as Payday Loans, Payday Advances, Payday Advance Loans and Fast Cash Loans.

Customer Notice: Payday loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

*THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make short term cash loans or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a short term cash loan. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,500. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a short term cash loan based upon lender requirements.

**Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders.